Higher Purchase

We Specialise in accepting your declined Hire Purchase and Leasing Proposals...

• NO CREDIT SCORING
• Cars and vans up to 70,000 miles and 7 years old at the outset
• 48 month term for vehicles up to 4 years old
• Typical £150 fee with first payment
• Typical £150 fee with the final payment

Please submit last 3 months concurrent payslips and bank statements along with copies of both parts of drivers’ licences when submitting your proposal

*Please call Countrywide Money on 0800 195 3757 if it falls outside the above parameters
 

Customer Profile

• Minimum age 18, but, a joint hirer may be required 
• Must be a UK resident [Excluding Scotland, N.Ireland, Channel Islands & Isle Of Man]
• Homeowner, tenant or living with parents 
• Can be employed, self employed or retired (if retired we will need proof of all pension income) 
• We accept proposals for Limited Companies Customer exclusions & partnerships 
• If a joint application, the relationship must be spouse/partner/parent/son/daughter/brother or sister. Must be a UK resident (subject to the above exclusions) 
• We do NOT exclude benefit payments 
• We do NOT exclude caravans and motor homes
  
  

Vehicle Exclusions

• Taxis, private hire, limousines, minibuses, bikes and imports 
  
  

Customer Exclusions

• Is a current bankrupt or in an IVA 
• Does not have a bank account that accepts Direct Debits 
• Cannot be involved in the business of vehicle sales 
• Provisional licence holder
  
  

Representative Example: The Representative APR is 32.4% (fixed) so if you borrow £5000 over 4 years at a rate of 29.32% APR p.a. plus a £150 administration fee and £150 option-to-purchase fee, you will make a first repayment of £318.55, followed by 46 monthly repayments of £168.55 per month, and a final repayment of £318.55. The total amount repayable would be £8,390.40.