Loans and Debt Management

Secured Loans

 secured loansWhether you’re looking for a holiday, new car or simply want to consolidate your existing debts, our friendly experts will find you the right loan at the right price.


There are two clear distinctions to be made with secured loans – those with a mortgage paid outright and those with a borrowed figure against their property. In the past this has led to larger corporations and lenders being too hasty to endorse a proper system of checks and policy requirements.

With a simpler approach to secured loans and a clearer, trusted bond between a relationship that could see many mortgages and terms discussed for years to come – we believe at Countrywide Money that only by having a thorough but modern approach, can we achieve this simplicity of money for all our customers.

Countrywide Money works directly with suppliers, IFA’s, Packagers and trusted brokers to ensure that you can compare the widest selection of loans available. By working only with reputable brokers, Packagers and direct loan providers we aim to protect you from the pitfalls of borrowing from the wrong type of provider.
 

Secured loans and bad credit

Secured loans can offer the opportunity to borrow money for customers who have experienced money issues in the past and have damaged their credit history as a result. A secured loan can be your best deal as:

  • you are more likely to be accepted for a secured loan rather than a personal loan
  • the interest is likely to be more competitive than personal loans which are available to customers with adverse credit
  • the repayment term can be longer

However secured loans work because the provider has the security of your property to fall back on if you default on your payment. A secured loan needs a lot of careful thought to ensure you are 100% confident you can meet the monthly payments over a number of years and will not find yourself in a situation where you could lose your home.
 

Secure your best loan deal now

To find your best secured loans deal call our loan advisors on 0800 195 3757.  We compare the widest selection of secured loans available to make finding the best deal quick and easy.

 

Rates from as low as 3.88% Representative APRC 9.2% Variable. Our highest rate for customers with severe credit problems is 32.8% APRC variable. [Secured Loans only]

Secured Loan Representative Example: If you borrow £30,500 over 84 months with an initial monthly repayment of £489.01 at an annual interest rate of 6.21% fixed for 60 months, followed by 24 monthly repayments of £485.57 variable. Representative 9.2% APRC, total amount repayable £40,994.28.

The actual rate available will depend on your circumstances. Ask for a personal illustration.

 

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE


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